Safeguarding Your Family Through Life’s Twists & Turns
Tailored solutions for lasting financial security
However, it’s surprising that many people are under-insured when it comes to safeguarding their loved ones and the lifestyle they enjoy – both now and after they’re gone.
Protection Planning
Consider the impact on your family’s lifestyle if you or your partner couldn’t work due to illness or unemployment. You can’t predict tomorrow, but you can protect what matters today with life cover, critical illness protection, income protection, employee benefits, and private medical insurance.
It can be hard to face life’s ‘what ifs,’ but putting plans in place to help future-proof family finances can make a real difference to your peace of mind and your financial well-being tomorrow.
Financial advice from Burt Financial Planning is about more than protecting assets and growing wealth – it’s about looking after the people that matter.
Later Life Planning
As we enjoy longer lives, thanks to improved medical care and healthier lifestyles, the prospect of our children reaching their 100th birthdays seems promising. While this is undoubtedly good news, like many aspects of life, it can have a ripple effect on our finances. It’s essential to thoughtfully consider and plan for the potential need for long-term care, ensuring our financial resources endure for as long as necessary.
We understand the importance of preparing for the evolving challenges of later life. Our goal is to empower you to protect your financial legacy, ensuring you can leave as much as possible to the people you care about most.
So you can have confidence that you’ll be able to:
- Make monetary gifts to loved ones during your lifetime
- Plan for Inheritance Tax liability
- Arrange a regular income for life, which could help cover long-term care costs
- Use gifts and Trusts to pass wealth across generations
- Keep control of your money
The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief is generally dependent on individual circumstances.
Trusts are not regulated by the Financial Conduct Authority.
Long-Term Care
In mid-2020, 1.7 million UK residents were aged 85 and over, which is expected to double to 3.2 million by 2041. Accepting the realities of ageing can be challenging until a crisis prompts swift decisions about necessary care and its affordability. The complexities of social care, mental capacity, and legal considerations can be overwhelming.
Care costs can vary widely, with the financial impact potentially reaching up to £2,000 per week. Funding long-term care can significantly affect personal finances and the legacy you leave for loved ones. Our team understands the importance of planning for these costs. Our qualified specialists offer expert guidance to help you find the right care at the right price.
Secure Your Financial Future, with Burt Financial Planning
Begin your journey towards financial freedom with Burt Financial Planning. Our dedicated team offers personalised guidance tailored to your unique goals. Take the next step and contact us below to secure a more prosperous future today. We are committed to your financial well-being and are here to help you succeed.
